Estimate your monthly mortgage payments

Simple steps to get pre-approved

01
Share a few details

Tell us about your income, credit, and home goals—it takes as little as 3 minutes and won’t affect your credit score.

01
See your homebuying budget

In minutes, we’ll show you exactly how much you can get pre-approved for—so you know your price range before you shop.

01
Get your pre-approval letter

Download your letter instantly and start touring homes with confidence (and a stronger offer in hand).

Ready for the next step?

Check your homebuying power

...in as little as 3 minutes – no credit impact

Ready for the next step?

Check your homebuying power

...in as little as 3 minutes – no credit impact

Mortgage Calculator with PMI & Taxes

A mortgage calculator for home loans can show your true monthly housing costs before you commit to a home loan.

Home shoppers balance a lot of numbers: home prices, loan sizes, down payments, interest rates, property tax rates, mortgage insurance premiums, and so on.

A mortgage payment calculator shows how these variables come together to shape a home's monthly payment.

These tools are invaluable for comparing loan scenarios — and Better makes it easy by doing the heavy lifting for you. With access to an extensive network of investors, Better essentially “shops the market” on your behalf to find competitive rates, saving you the time and stress of lender-hunting. In fact, The Wall Street Journal named Better the Best Lender for Affordability in 2024.

Can this platform track investments?
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How does this platform work?
More than 152.78k+ users love their financial journey
More than 152.78k+ users love their financial journey
  • The digital innovation in this app has truly transformed my financial experience. It’s a must-have!
    Sarah Kasin

    Financial Adviser

  • The user-friendly interface makes managing finances a breeze. Best financial app out there!
    Jessica Pandaan

    Fund Manager

  • The debt management system is excellent. It’s helped me pay off my debts faster and regain control of my finances
    Wiliam Kacuk

    Luxury Car Sales

  • The investment tracker keeps me updated on my portfolio performance. It’s like having a personal financial advisor!
    Emily Sukun

    Digital Marketer

  • The financial goal setting feature has helped me stay focused on my long-term objectives. Highly recommended!
    Julia Ngaglik

    Personal Trainer

  • The budgeting tool has been a game-changer for me. It’s helped me save more than I ever thought possible
    David Gadang

    Specialist Doctor

Ready for the next step?

Check your homebuying power

...in as little as 3 minutes – no credit impact

Ready for the next step?

Check your homebuying power

...in as little as 3 minutes – no credit impact

Investment property and non-QM mortgage solutions for real estate investors.

Contact Us

Options Home Loans LLC | NMLS 2221613

Office: 17875 Von Karman Ave, Suite 150, Irvine, CA 92614

Options Home Loans LLC is a mortgage company focused on helping borrowers explore residential and investment property financing solutions. Loan programs are subject to borrower qualification, property review, and lender approval. Not all borrowers or properties will qualify. Program availability, rates, terms, and documentation requirements may vary.

Licensing, NMLS, Equal Housing, and state-specific disclosures to be inserted here.

© 2026 Options Home Loans LLC. All rights reserved.

Investment property and non-QM mortgage solutions for real estate investors.

Contact Us

Options Home Loans LLC | NMLS 2221613

Office: 17875 Von Karman Ave, Suite 150, Irvine, CA 92614

Options Home Loans LLC is a mortgage company focused on helping borrowers explore residential and investment property financing solutions. Loan programs are subject to borrower qualification, property review, and lender approval. Not all borrowers or properties will qualify. Program availability, rates, terms, and documentation requirements may vary.

Licensing, NMLS, Equal Housing, and state-specific disclosures to be inserted here.

© 2026 Options Home Loans LLC. All rights reserved.

Investment property and non-QM mortgage solutions for real estate investors.

Contact Us

Options Home Loans LLC | NMLS 2221613

Office: 17875 Von Karman Ave, Suite 150, Irvine, CA 92614

Options Home Loans LLC is a mortgage company focused on helping borrowers explore residential and investment property financing solutions. Loan programs are subject to borrower qualification, property review, and lender approval. Not all borrowers or properties will qualify. Program availability, rates, terms, and documentation requirements may vary.

Licensing, NMLS, Equal Housing, and state-specific disclosures to be inserted here.

© 2026 Options Home Loans LLC. All rights reserved.